Online Credit Card Transactions

Here is some useful information about using credit cards and shopping online. If you have a business on the Internet, you have to be able to accept online credit card transactions. Most people won’t use credit card companies if the site isn’t secure and many small businesses find this a problem. When you accept credit cards online, you have to make sure your site is secure, and that potential customers feel safe when considering a purchase through your site.

There are always commercials and advertisements about debt charge relief being flashed on TV or in the newspaper. You would be wise not to readily commit to anything until you know more about the process. Warnings are now coming from the Federal Trade Commission about signing up with companies that advertise in this way. It is good to be aware that you may have a worse credit record after you have used the services of one of the firms.

If you are shopping online, there is something you should remember. When shopping online, some sites are safer than others when using credit cards. The verisign logo helps and it is a good place to start but it is not the only thing you should look for. Normal web addresses start with http:// but when you are on a secure site or the ordering page of a secure site the address should start with https://.

It is now a fact that some sites are set up as decoys and can trick the unsuspecting user into giving their credit card information. These are often referred to as phishing sites, you may be surprised at the number of people who fall for this. It usually begins with an email telling you that your information must be updated, and then offers you a link. Clicking on the link takes the user to a website that looks exactly like the real thing but is a cleverly designed imitation. Access to you bank or credit card company are easy once you have entered your information on the site.

Phishing sites can only cause a problem if you follow the indicated link, so if you are unsure, just enter the web site address in yourself. Open a new browser, and type the address in as you know it. Financial companies do not use emails to verify personal information. Any problems and they will almost certainly contact by phone first It’s easy to check the website for a telephone number if you’re not sure. A site that handles credit card transactions and is legitimate will always be happy to answer questions if you are unsure about ordering.