If you read the newspapers and watch TV, no one has to tell you that the economy has been performing about as well as a debilitated gerbil on a rusty treadmill. In short, things have not been positive, and many folks are feeling the hit in their salary envelopes, which have grown thinner since the [...]

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Here is our latest article on Avoid Bankruptcy The New Bankruptcy Laws – Truth about the unconstitutional new BK law changes. On April 20, 2005, George Bush signed the new “Bankruptcy Abuse and Consumer Protection Act” into law. Bankruptcy Abuse? Do you know anyone personally who has abused the Bankruptcy laws, and are [...]

Many people considering bankruptcy have experienced a major life event such as a serious injury or illness, a change in employment, or a divorce. Others may have taken advantage of simple access to credit and found themselves unable to stay afloat. And some just find that their incomes have not kept pace with the rising [...]

If filing for bankruptcy is considered to be a chance for a debtor to end all his debts for good and start afresh; then filing for chapter 7 bankruptcy is a way to accomplish the goal faster. Filing under chapter 7 bankruptcy will indicate that the government will auction out all non-exempt property belonging to [...]

Are you maxed out on your credit cards? Have you recently been laid off? Do you have unexpected medical bills?Is your phone ringing off the hook with aggressive bill collectors? Has your mortgage ballooned out of control? In a nutshell, are your bills more than you can pay? Fortunately, there’s a bailout available to you, [...]

You may find yourself in such desperate financial condition that you truly feel there’s no way out, short of filing bankruptcy. There are surely cases where filing bankruptcy is your unsurpassed or only option. However, bankruptcy is a terrible situation which requires considerable research and thought before you proceed. Recent changes to bankruptcy laws have [...]