Credit card rewards are one of the most common ways that card companies entice customers to their brand. In exchange for the negatives of paying annual fees, rewards cards offer frequent flier miles, cash back on certain purchases and other rewards that customers find attractive. One of the stipulations to reap the rewards, however, is [...]
If you are looking to get out of debt, one way to do so is to lower your credit card APR. The APR is the interest that you are going to be paying on any outstanding credit card balance. The lower the APR, the lower the amount of money that you have to pay in [...]
Other than the actual charge from each purchase, there are other fees associated with the use of a credit card. The amount you will have to pay on your credit card account each month will be increased by these other costs. Some of the common fees that are found on your credit card statements from [...]
When searching for a new credit card you have a couple options to take. The local bank would appreciate your business as would a major credit card company. Before you get into a application you need to think about a couple things. Taking the time to find the right credit card can save you a [...]
Here is some useful information about using credit cards and shopping online. If you have a business on the Internet, you have to be able to accept online credit card transactions. Most people won’t use credit card companies if the site isn’t secure and many small businesses find this a problem. When you accept credit [...]
It should come as no surprise that people from all walks of life are in debt. The Federal Reserve Bard estimates that 44% of all Americans are in debt, although some critics think this number is actually much higher. With all of these people mired in debt, there is a great need for debt relief [...]
There is hope for you if you don’t have credit or your credit gets damaged. Many people believe that they just have to wait it out.You can get back to a good credit standing. Most people don’t give much thought to the importance of credit until they need it.Does bad credit keep you from getting [...]
When you use your credit cards for shopping, you do have to be really careful about releasing any of the details associated with the card. The increase in online shopping has given rise to many fraudulent sites that steal your information and you don’t realize it until you receive your statement to find transactions that [...]