In the Spring of 2004, my credit was a mess. I was only 26 years old but I’d built up $40,000 in debt and declared bankruptcy out of fear. Months after the bankruptcy passed, I no longer received calls from creditors… but I wasn’t receiving any more credit card offers either. My credit score had [...]
by . SantiMB . Here is our latest article on Avoid Bankruptcy Avoid Bankruptcy One must avoid bankruptcy while he still can. Filing bankruptcy may save one from his debts, yet this has serious demands and consequences so it shouldn’t be dealt with without due consideration. Avoid bankruptcy and one also avoids its profuse demands. [...]
Credit Repair One of the most effective ways to do credit repair is to get the negatives removed from your report. You can do this quickly and legally by disputing anything that is inaccurate or unverifiable. The credit bureau have to erase it if it isn’t 100% correct. And then start to build credit history. [...]
You may need to start with free online life insurance quote. If you know how to buy a car or a new pair of shoes, you can apply for and buy a life insurance policy. The principles are the same. Various kinds of insurance policies have been made by insurance companies. Nonetheless, this only makes [...]
There are several ways that your credit rating can be damaged negatively. It is not uncommon that the items being reported to your credit bureau may be reported incorrectly. To help consumers protect their credit bureau reports, the government has in place some laws that can help in disputing negative items and restoring a consumer’s [...]
While buying a home is an exciting effort in life, it is certainly not something you want to rush into. It is going to be one of the most expensive buys you will make in your life. This is the reason why you will have to take the time to study all the options available [...]
Being turned down for a credit card or a loan can come as a bit of a shock, especially as banks and credit cards have been slated recently for irresponsible lending and really pushing loans on everyone. However, as the credit crunch tightens its grip, banks are beginning to get a bit more fussy about [...]
Each year your credit report comes out with your score at the bottom of it. It could be any where from 350 to 800 and it will vary from person to person. Your credit score is based on your credit history, outstanding debts, credit length, number of inquiries made to your credit report and the [...]
Credit score information is what your lender will use to judge your application, they use it to evaluate the risk of giving you credit. As you must already know, credit institutions are a business and are only interest in making a profit in lending there money. They look to only lend money to responsible people [...]
