In the Spring of 2004, my credit was a mess. I was only 26 years old but I’d built up $40,000 in debt and declared bankruptcy out of fear. Months after the bankruptcy passed, I no longer received calls from creditors… but I wasn’t receiving any more credit card offers either. My credit score had [...]
Check out our latest article on Avoid Bankruptcy Article by Alan Lechts Many people think bankruptcy is a good solution when they are in trouble with their money. In some cases, this is true, but many times, there are ways to avoid bankruptcy. Refinancing, debt consolidation, negotiations, and credit counseling are a few ways to [...]
Your credit report plays a huge role in the ability for you to be accepted by bad credit lenders for any type of loan. It is the most important element of your loan application for lenders when they are evaluating your creditworthiness, and bad credit lenders can base the rates they offer you on the [...]
With the current worldwide downturn, there has never been a much more common time to request your free borrowing report. Most the population don’t have the foggiest about the information financiers use to approve their chances of requesting loans – and it really isn’t as simple as you might have thought. Criteria such as defaulting [...]
Brits are increasingly checking their financial history ahead of applying for credit cards and other financial products, according to new figures. Equifax carried out research around report requests which shows that applications have increased by 9.6% over the first quarter of 2009, in comparison to the same period in 2008. External affairs director for Equifax [...]
What can be done to fix credit, and what activities must be averted if possible. Most people recognize roughly what their credit score is, but not many of the same people are informed about the manner in which it is determined. There are a number of things that you ought to concentrate on as you [...]
If you have poor credit and want to do something about it, it’s usually just a simple matter of following a specific step-by-step procedure that will ensure a relatively quick and hassle-free improvement in your credit score. But it is important to have a plan in place and not just get your current credit report [...]
Regardless of how important a credit score is, the average person has no idea what their own credit score is. This is unfortunate because a person’s credit score affects their ability to get loans, get credit cards, in the interest rates that they will pay him loans and credit cards. There’s nothing particularly difficult about [...]
Credit Score There are thousands upon thousands of individuals in the United States today fighting to get by with fouled credit rating. If you are among them, and have been searching for ways to amend your credit score, the following info could turn out beneficial to you. The first and foremost thing to recognise is [...]
It is very important that you build good credit or repair your credit score because lenders and some other companies will offer you better interest rates if you buy a house or a car.And, it will give you better insurance rates and cheaper products you decide to purchase.And, even getting a job may require you [...]
