While the words free credit score may perk up your interest, don’t get too excited as what you see is certainly not what you are hoping to get. When struggling with credit issues, monitoring your credit core is key to ensure you are improving your score, managing on payments, and sidelining potential errors that can [...]
You just realized you have been paying high interest rates and you do not know what the problem is? Here are some steps you can consider on how to lower credit card interest. How much interest are you paying? The first step you should take is look at the amount of interest you pay. This [...]
Too often people with bad credit find it very difficult to secure a Personal Loan. They can get quite desperate in their search, and it is not uncommon for people to get involved with loan sharks. But what other avenues are open for personal loans for people with bad credit? Hilary Bowman offers some tips [...]
It used to be the case that most people had never heard of their credit score, much less knowing precisely what it was and keeping an eye on it every month. Nowadays however, that credit scoring system has become ever more important in the way people’s finances are judged and evaluated and millions of people [...]
Most consumers know the importance of keeping their credit score as high as they possibly can so that they can avail of loans and credit at low interest rates and good payment terms. This is the reason why people do not keep their credit card bills pending and avoid things such as tax liens and [...]
The hot topic nowadays is about US Debt Ceiling rather it is also a political issue whether the debt ceiling issue should be raised or not. However, whatever the case may be but this current discussion is not good in any way for the world or the US economy. It seems that the US economy [...]
In the Spring of 2004, my credit was a mess. I was only 26 years old but I’d built up $40,000 in debt and declared bankruptcy out of fear. Months after the bankruptcy passed, I no longer received calls from creditors… but I wasn’t receiving any more credit card offers either. My credit score had [...]
In college, credit card promotions are every where. Low interest rates or 0% transfers aren’t even the primary enticements. Instead, they offer pizzas and burgers for applying for credit cards. This is very common in my college. It is amusing to think that such an well read group would fall into this ambush. Just for [...]
What can be done to fix credit, and what activities must be averted if possible. Most people recognize roughly what their credit score is, but not many of the same people are informed about the manner in which it is determined. There are a number of things that you ought to concentrate on as you [...]
If you have poor credit and want to do something about it, it’s usually just a simple matter of following a specific step-by-step procedure that will ensure a relatively quick and hassle-free improvement in your credit score. But it is important to have a plan in place and not just get your current credit report [...]
